Finance Matters

How much are you really spending? Online and app subscriptions might be getting consumers in financial trouble

By Christiaan Coetzee, CEO of FinFix As the digital economy continues to grow and consumers use an app for everything, from ordering food and groceries to online shopping and entertainment through streaming and gaming apps, have you ever sat down...

How start-ups are driving credit education and savings awareness

National Credit Education Month is a time to spotlight financial literacy and help South Africans take control of their finances. With credit being both a lifeline and a liability, education is key to making informed financial decisions and avoiding...

Bring back boring Budgets

By Mike Benetello, Co-head of Tax, Robyn Berger, Tax Executive, Roné la Grange and Yasmeen Suliman, Partners, Bowmans As we wait for the 2025 Budget Speech to be approved in South Africa, we look back with some longing on the boring and predictable...

Transforming Data into Actionable Insight for Banking and Financial Services

In an era of increasing data volume, the real challenge isn’t access to information—it’s interpreting data and transforming it into meaningful, actionable insights. At AfriGIS, we firmly believe that data, while abundant, holds no intrinsic...

Unlocking funding as a foreign national

According to the most recent numbers available, approximately 2.4 million foreign-born individuals live in South Africa, contributing to the South African economy through work and entrepreneurship. However, many face financial challenges, especially...

Navigating the Impact of the VAT Increase on South African Wallets and Bottom Lines

By Yolandi Esterhuizen, Director of Global Product Compliance at Sage Africa & Middle East and Registered Tax Practitioner The 2025 Budget Speech delivered by Finance Minister Enoch Godongwana highlighted significant fiscal measures aimed at...

Where South African consumers spend and where they try to save

On average, South African consumers spend 68% of take-home pay to service debt. How they allocate the rest differs by income band, as does where they try to make savings to stretch their disposable income. The insights are drawn from a DebtBusters’...

How sports can bridge the financial literacy gap among the youth

By Tobie Van Heerden, CEO at 10X InvestmentsIn an era where financial literacy is becoming increasingly critical for navigating life’s challenges, there remains a concerning gap in young people’s understanding of money management, budgeting, and...

2024’s global financial trends and their impact on South Africa

Last year can be classified as a period of contradictory events, significant economic changes, and major political shifts. On a positive note, it was the year when global central banks finally managed to tackle inflation, partly induced by the...
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